The Payment Operations Specialist will be the first member of Jane’s PayOps team and will be responsible for providing leadership and support to the broader company and payments team with regards to the major components of payment operations. The specialist should be well-versed in the underwriting process, chargebacks, settlements and reconciliation, risk analysis, and will provide guidance and expertise to customers and internal teams in support of Jane’s payments products. The ideal candidate will have previous experience in an entrepreneurial start-up environment and is able to roll up their sleeves along with the rest of the team. This role is an opportunity to come in at the ground-floor of a fast-growing strategic business unit, grow with the business, and help set the operations and processes that will operate the business for years to come.
Primary activities:
- Ability to understand and make recommendations for changes to operations and processes in a dynamic fast paced environment, building institutional knowledge
- Work closely with 3rd party vendors to ensure efficient operations
- Kickoff and manage underwriting data collection process with prospective merchants
- Answer internal staff and management and merchants’ inquiries with regard to Retrieval and Chargeback issues
- Review merchant files in accordance with policy and to ensure they contain all required documentation
- Monitor merchants’ credit card processing activities using different risk monitoring tools
- Answer internal staff and management along with merchants’ inquiries with regard to Risk Management issues
- Contact merchants, cardholders and banks to verify transactions processed through merchant accounts
- Understand card brand interchange and ACH transactions
- Complete management reporting, informing management of performance and related application completion of channels
- Perform other related duties as assigned
Minimum Qualifications:
- Minimum three (3) years of merchant and/or payment experience in the financial / fintech, ISO or agent environment
- Practical knowledge of Card Scheme rules and regulations
- Ability to understand and make recommendations for changes to payment operations
- Great interpersonal skills for interactions with a wide range of levels across the organization
- Great communication skills, both written and verbal
- Solid organizational and time management skills
- Sound judgment, strong problem solving and analytical skills
- High motivation and attention to detail
- Efficiency and ability to take ownership of results
- Resourceful person that can take ownership of actions and initiative
- Ability to learn quickly and to work both independently and as part of a team toward the achievement of client and team goals
- Must have Microsoft office skills with a strong working knowledge of PowerPoint, Word, and Excel